Check list to Educational Loan Proposal under IBA Scheme for studies Abroad.

Sl  No.
Particulars
Document or Studies Abroad
1.
  Proof of   Residence
 
Xerox copies of Ration card/Voters ID card/Passport.
 
2.
  Academic   record
 
Copy of
- Xth std mark sheet
- Xll th std mark sheet
- Degree certificate/with semester wise    mark sheet.
 
3.
  Proof of Age .
 
SSLC /TC / Mark List Community certificate (for statistical purpose only).
 
4.
  Family   Income.
 
Salary Certificate / Pension Certificate / Auditor's Certificate in case of business category.
IT returns.
 
5.
  Admission/   Fee   Structure
 
Offer letter / I20 with Fee structure from the College / University.
 
 
6.
  Passport /   VISA
 
Copies to be enclosed.
 
7.
  Collateral   Security
 
Property - document
- Sale deed
- Encumberance Certificate
- Approved Plan
- Chartered Engineers
   Valuation report.
   LIC Policy/ Share certificate
   Legal opinion from Bank's panel    advocate in case of Buildings/land.
 
8.
 Margin Amount
 
For overseas studies, 15% margin to be paid.
Details regarding source of funds for meeting the margin furnished along with documentary evidence.
 
9.
 Documents to  be enclosed
 
Assets and Liabilities of the student / parent / guardian / guarantor.